Kaiser Permanente is one of the largest health insurance providers in the United States. They offer health insurance plans that can help with the cost of addiction treatment.
Kaiser Permanente health insurance also includes managed healthcare that can help people control costs and put together an effective treatment plan for substance use disorder.
How To Determine Kaiser Permanente Coverage For Substance Abuse Treatment
Like any insurance, Kaiser Permanente health plans can be difficult to understand on your own. To figure out your health insurance coverage for addiction treatment, you can:
- contact the insurance company by calling the phone number on your card
- read about the insurance benefits detailed in your policy
- contact a rehab center with your policy info and ask about verification
- ask your healthcare provider or primary care physician for a referral
Does Kaiser Permanente Cover Detoxification Programs?
Yes, Kaiser Permanente has options for medical detox programs. Their coverage includes both inpatient outpatient rehab facilities that offer this service. Detox programs use medical support and supervision to stabilize people during withdrawal.
Read more about Detox Rehab Programs
Does Kaiser Permanente Cover Inpatient Drug Or Alcohol Rehab?
Kaiser Permanente has options for covering a stay at an inpatient rehab program. Inpatient treatment facilities offer 24-hour support and a holistic approach to recovery. Residential treatment services are likely to include group therapy, individual therapy, and more.
Read more about Inpatient Drug Rehab Programs
Does Kaiser Permanente Cover Outpatient Drug Or Alcohol Rehab?
Kaiser Permanente likely covers outpatient treatment. These rehab programs are ideal for individuals who have a strong social support network or have already completed an addiction treatment program and require aftercare services.
Read more about Outpatient Drug Rehab Programs
Does Kaiser Permanente Cover Intensive Outpatient Treatment?
Intensive outpatient programs (IOPs) are a bridge between general outpatient and partial hospitalization treatment options. IOPs meet three days out of the week and provide more intensive support for people who are in recovery.
Kaiser Permanente likely has insurance options that cover this type of treatment.
Read more about Intensive Outpatient Treatment
Does Kaiser Permanente Cover Partial Hospitalization Programs?
A partial hospitalization program (PHP) is a level of care that offers inpatient-like services in an outpatient program. This is the most intensive level of outpatient care and meets five days out of the week. This type of substance abuse treatment can be covered by Kaiser Permanente.
Read more about Partial Hospitalization Programs
Does Kaiser Permanente Cover Methadone Or Suboxone Treatment?
Kaiser Permanente may offer insurance plans that are specifically designed for opioid addiction. This type of addiction treatment, known as medication-assisted treatment, uses both medications and therapy to reduce dependency and promote recovery.
Read more about Treatment Options For Opioid Addiction
Does Kaiser Permanente Cover Medication-Assisted Treatment For Alcohol Addiction?
Medication-assisted treatment also provides similar care for severe alcohol abuse. Kaiser Permanente has plans that can help with the cost of this type of alcohol treatment, which likely includes medication and other treatment services.
Read more about Medication-Assisted Treatment
Where Are Kaiser Permanente Plans Available?
This health insurance provider offers it’s managed health service and insurance plans to a handful of states that include:
Types Of Kaiser Permanente Plans
Kaiser Permanente offers different plans based on the state you live in. These plans change based on local and regional rules regarding health insurance offers as well as the company’s own policies.
Bronze tier plans typically offer higher deductibles in exchange for lower premiums. These plans are offered as both deductible-based plans and as health savings accounts.
Silver plans lower the deductibles as well as the expected maximum out-of-pocket costs, but have higher monthly payments. These plans also come with an option for an HSA.
These plans offer the lowest deductibles and out-of-pocket maximums. There is also an option for a copayment plan that has no deductible, but a different fee structure for copays.
Verify Your Insurance Coverage For Addiction Treatment
How much you pay out-of-pocket for addiction treatment depends on your condition, the treatment center you go to, and your insurance policy. Premiums, deductible limits, and pharmacy costs can all shape the total amount you need to pay for treatment.
To learn more about treatment costs and insurance coverage for yourself or a loved one, please contact an Ark Behavioral Health specialist today.