Ambetter is a healthcare insurance company that can help individuals with addiction cover the cost of attending a rehab program. This insurance provider creates plans that are unique to each state as well as different options for the ACA marketplace.
How To Determine Ambetter Benefits For Substance Abuse Treatment
It can be challenging to figure out the exact specifics of your Ambetter health insurance plan. Ambetter insurance plans can change from state to state. Here’s how to find out which addiction treatment options their insurance covers:
- contact a treatment facility directly and ask about treatment costs and insurance benefits
- reach out to Ambetter and ask about behavioral health services
- read about your Ambetter health plan and insurance policy coverage options
Does Ambetter Cover Detoxification Programs?
Many rehab programs start with medical detox treatment. This is a short-term part of addiction recovery that is often covered by health insurance.
This program helps people with substance use disorder safely get through withdrawal. It’s common to find drug or alcohol detox programs as part of larger rehab programs.
Read more about Detox Rehab Programs
Does Ambetter Cover Inpatient Drug Or Alcohol Rehab?
An inpatient treatment program provides the most comprehensive options for addiction recovery. Inpatient rehab includes behavioral therapy in a safe environment, focusing on recovery and holistic wellness. Residential treatment programs also provide 24-hour access to recovery.
Read more about Inpatient Drug Rehab Programs
Does Ambetter Cover Outpatient Drug Or Alcohol Rehab?
An outpatient treatment center allows people to get the help that they need on a schedule that they can control. Outpatient treatment services are often covered by insurance and allow people to retain their work and social lives while still getting the help that they need.
Read more about Outpatient Drug Rehab Programs
Does Ambetter Cover Intensive Outpatient Treatment?
This is the next step up from general outpatient services. An IOP meets three days out of the week and offers more support than general options and are also often covered by health insurance.
All outpatient treatment programs require individuals to travel to the treatment center several days out of the week.
Read more about Intensive Outpatient Treatment
Does Ambetter Cover Partial Hospitalization Programs?
These programs are also often covered by health insurance. They are commonly called PHPs and provide the most support while still being an outpatient program. They aim to offer many of the same treatments as an inpatient program, but in an outpatient setting.
Read more about Partial Hospitalization Programs
Does Ambetter Cover Methadone Or Suboxone Treatment?
Opioid addiction treatment can be covered by a health insurance program. This type of addiction can be treated, in part, with medications and prescription drugs. These medicines reduce the severity of symptoms associated with opioid use disorder.
Read more about Treatment Options For Opioid Addiction
Does Ambetter Cover Medication-Assisted Treatment For Alcohol Addiction?
Health insurance providers often cover alcohol treatment programs that offer medication-assisted treatment (MAT). These treatment providers help people struggling with alcohol addiction overcome some of the most difficult aspects of this condition.
Read more about Medication-Assisted Treatment
Where Are Ambetter Plans Available?
Ambetter is part of a large network of insurance providers. This allows Ambetter to offer insurance coverage options for people throughout the United States. This can include coverage for addiction treatment. As of 2021, they operate in these 20 states:
- New Hampshire
- New Mexico
- North Carolina
- South Carolina
Types Of Ambetter Plans
Ambetter provides a wide-range of health insurance products. Part of their insurance offerings depend on which market you are in.
Ambetter provides insurance plans on the Affordable Care Act marketplace which means that the plans differ depending on the state you live in. Most of these plans offer options for mental health services and addiction treatment.
Verify Your Insurance Coverage
While health insurance can help with the cost of a drug rehab program, it’s important to understand what shapes insurance costs. There are different health insurance costs like deductibles, premiums, and copays that can all change your out-of-pocket costs.
If you or a loved one lives with addiction, learn more about your addiction treatment coverage by contacting us today.