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  • Highmark insurance has coverage options that span throughout the United States and include plans offered by employers and coverage options available on the Affordable Care Act (ACA) marketplace. 

    Highmark is affiliated with Blue Cross Blue Shield, and these plans may cover the cost of addiction treatment. 

    How To Determine Highmark Health Benefits For Substance Abuse Treatment

    Each insurance plan has different coverage options. These can change from state to state or based on other factors like policy or medical situation. To better determine your coverage for behavioral health services like addiction treatment, consider: 

    • calling the phone number on the back of your insurance card to speak with a representative
    • reading through your individual plan
    • contacting a rehab center and asking about insurance verification 

    Does Highmark Cover Detoxification Programs?

    Medical detox services are an essential part of treatment. They help people safely manage withdrawal symptoms. This treatment uses support and supervision to help make sure the start of a rehab program is successful. Insurance may help with the cost of this program

    Read more about Detox Programs

    Does Highmark Cover Inpatient Drug Or Alcohol Rehab?

    Inpatient treatment is a type of rehab that lets people have 24-hour access to treatment in a safe, recovery-focussed setting. 

    These treatment plans are holistic and can include family involvement, evidence-based treatments, and group therapies. These programs are also often covered by health insurance plans

    Read more about Inpatient Drug Rehab Programs

    Does Highmark Cover Outpatient Drug Or Alcohol Rehab?

    Outpatient services are a common type of drug or alcohol rehab. Outpatient programs allow people with substance use disorder to travel to a treatment center for scheduled therapy sessions multiple days each week. Health insurance plans often have coverage options for outpatient care

    Read more about Outpatient Drug Rehab Programs

    Does Highmark Insurance Cover Intensive Outpatient Treatment?

    This is the next level up in outpatient treatment. Intensive outpatient programs (IOPs) meet for three days out of the week and include more intensive treatment. Health insurance coverage options can support this type of rehab program

    Read more about Intensive Outpatient Treatment IOP

    Does Highmark Cover Partial Hospitalization Programs?

    A partial hospitalization program (PHP) is the most comprehensive type of outpatient treatment. The goal of a PHP is to offer similar treatments to residential programs in an outpatient setting. Highmark insurance may cover a PHP as part of their outpatient treatment options

    Read more about Partial Hospitalization Programs PHP

    Does Highmark Cover Methadone Or Suboxone Treatment?

    Opioid addiction can have severe health symptoms. In order to help people have a safer recovery, individuals struggling with addiction can use medication-assisted treatment (MAT). Many health insurance companies like Highmark offer options for this type of addiction recovery

    Read more about Treatment Options For Opioid Addiction

    Does Highmark Cover Medication-Assisted Treatment For Alcohol Addiction?

    Alcohol addiction can also have severe effects during withdrawal and recovery. Medication-assisted treatment for alcohol use disorder may be covered by Highmark health insurance, depending on your plan and medical needs. 

    Read more about Medication-Assisted Treatment MAT

    Where Are Highmark Plans Available?

    Highmark insurance plans serve millions of health plan members across three states:

    This insurance provider also offers dental insurance to individuals and businesses throughout the United States. Highmark has also recently expanded to some areas of New York.

    Types Of Highmark Plans

    This insurance provider has a few types of healthcare plans. Here is an overview of their two types of insurance that are most likely to cover addiction treatment services. 

    Individual 

    These plans are available on the ACA marketplace in their respective states. This type of insurance is your standard personal health insurance. Depending on the specific plan, this could cover addiction treatment. 

    Employer

    This is the type of insurance provided by an employer. These range from plans for employers with only a few employees to employers with hundreds of employees. These plans can be very different from employer to employer, but may cover treatment at a rehab facility. 

    Verify Your Insurance Coverage & Costs

    The out-of-pocket costs of addiction are changed based on the copay, deductible, and pre-authorization policies of an insurance plan. Depending on how high or low these amounts are, out-of-pocket costs can change dramatically. 

    To learn more about your insurance coverage for alcohol or drug addiction treatment, please connect with our helpline today.

    Learn more about Insurance Coverage For Addiction Treatment Programs

    Written by Ark Behavioral Health Editorial Team
    ©2024 Ark National Holdings, LLC. | All Rights Reserved.
    This page does not provide medical advice.
    Sources

    Highmark, Inc. - Our Story
    National Institute on Drug Abuse - Types of Treatment Programs

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