This means that there are a variety of plans associated with this type of health insurance, and they might help cover the cost of a drug rehab program.
How To Determine Health Plans Inc. Benefits For Substance Abuse Treatment
It can be hard to tell if your insurance covers substance use disorder treatment. However, you can take these quick steps to determine your health benefits:
- contact your insurance provider
- dial the number on the back of your insurance card
- read about your insurance policy and copays
- reach out to an addiction treatment center
Does Health Plans Inc. Cover Detoxification Programs?
Medical detox programs are the start of recovery for many people. This means that it is important that your insurance helps cover these costs. Health Plans Inc. might be able to help you afford a detox program, depending on the specifics of your drug addiction and plan.
Does Health Plans Inc. Cover Inpatient Drug Or Alcohol Rehab?
Inpatient treatment is perhaps the most comprehensive healthcare service available for addressing addiction and co-occurring mental health issues.
Health Plans Inc. might have plans that are able to cover a residential treatment program. Their plans are based on the employer’s needs. Your HR department might be able to give you more information about your insurance coverage.
Does Health Plans Inc. Cover Outpatient Drug Or Alcohol Rehab?
Outpatient services are designed for people who are further along in their recovery as well as for people who have a safe and stable home environment.
Outpatient treatment facilities allow you or a loved one to keep up with work, education, and other responsibilities while you recover. Your insurance could be able to help cover these costs, especially if treatment options are offered by an in-network provider.
Does Health Plans Inc. Cover Intensive Outpatient Treatment?
Intensive outpatient programs (IOPs) bridge the gap between general outpatient and PHPs. These rehab programs meet for three days each week and are designed for people who already have a strong grasp on their recovery.
Health insurance can cover this type of drug rehab, depending on your medical care needs.
Does Health Plans Inc. Cover Partial Hospitalization Programs?
This is a type of addiction treatment that offers similar treatments to an inpatient program, but with the convenience of outpatient scheduling. Insurers might cover part, or all, of the cost of treatment.
Does Health Plans Inc. Cover Methadone Or Suboxone Treatment?
Opioid addictions have severe physical and psychological symptoms. Withdrawing from these drugs is often assisted with medications to reduce cravings. Your insurance might cover this treatment, especially if it has a good program for prescription medications.
Does Health Plans Inc. Cover Medication-Assisted Treatment For Alcohol Addiction?
As with opioid addiction, alcohol addiction has intense symptoms. These are treated with medications that can help you recover from the worst symptoms of this disorder. A health insurance provider’s plan might cover some of these costs.
Where Are Health Plans Inc. Plans Available?
Health Plans Inc. is a New England company. Their health insurance plans are focused on that region of the United States, but their coverage reaches much further.
Health Plans Inc. insurance is available in the following states:
Their national coverage means that they work with healthcare providers throughout the country as well as other insurance companies to help people get care even if they are outside of New England.
Types Of Health Plans Inc. Plans
Health Plans Inc. works with employers to help them provide insurance to their employees. This means that they provide a wide-range of plans that can be customized to meet an employers needs and goals.
Your plan with Health Plans Inc. will be largely based on what your employer chooses when hiring this company to administer their healthcare plan.
Health & Wellness
This insurance provider offers health and wellness resources for all members that includes:
- wellness resources
- smoking cessation help
Verify Your Insurance Coverage For Addiction Treatment
Your health insurance might cover the cost of your rehab program, but you should be aware of things that can change that cost.
There are out-of-pocket costs such as co-payments, deductibles, coinsurance fees, and other factors like in-network healthcare providers that can all affect how much you have to pay on your own.
Get in touch with Ark Behavioral Health today to learn more about using your insurance to cover the cost of addiction treatment.