If you have Health New England insurance and are in need of treatment for substance use disorder, your treatment may be partially or fully covered depending on your individual plan. Additional behavioral health/mental health services may also be covered.
How To Determine Health New England Benefits For Substance Abuse Treatment
When you or a loved one decide that it’s time to access an addiction treatment program, you’ll likely want to learn more about your coverage.
You can learn more about your plan’s healthcare coverage for addiction treatment by:
- calling the number on your insurance card
- contacting an insurance representative via the company’s website
- reading your plan policy
- calling an addiction treatment center directly to find out whether they accept your coverage
Does Health New England Cover Detox Programs?
Detox can be the first step to a successful recovery. Depending on individual needs and your health insurance plan, your Health New England insurance may cover part or all of your detox treatment.
Does Health New England Cover Inpatient Drug Or Alcohol Rehab?
Many Health New England plans cover care at inpatient treatment centers. Usually, a copay is required, and you may need to meet a deductible before your insurance kicks in to pay for your treatment. Your deductible, if applicable, will depend on your individual health plan.
Inpatient or residential treatment services likely include a wide range of treatment options that are included in an individualized treatment plan. Service may include behavioral therapy, peer support groups, recreational activities, dual diagnosis care, and more.
Does Health New England Cover Outpatient Drug Or Alcohol Rehab?
While outpatient treatment is fully or partially covered, coverage levels for outpatient programs vary from plan to plan. Your Health New England insurance may require a copay or for you to meet a deductible before your insurance plan begins to cover the cost of outpatient treatment.
Does Health New England Cover Intensive Outpatient Treatment?
Just like general outpatient rehab, intensive outpatient programs (IOPs) are often covered by Health New England plans. You may need to meet a deductible, make co-pays, or be responsible for other out-of-pocket costs.
Does Health New England Cover Partial Hospitalization Programs?
Partial hospitalization programs can be a great fit for people who cannot attend inpatient care but still a high level of care. Partial hospitalization programs, or PHPs, are typically fully or partially covered by Health New England insurance plans.
Your health insurance plan may also cover aftercare services, which range from sober-living housing to support group meetings following a PHP.
Does Health New England Cover Methadone Or Suboxone Treatment?
Does Health New England Cover Medication-Assisted Treatment For Alcohol Addiction?
Medication-assisted treatment (MAT) for alcohol addiction may be covered by Health New England depending on your individual plan. MAT programs combine medication like naltrexone with behavioral therapy and other services offered by trained clinicians.
Where Are Health New England Plans Available?
Health New England offers health insurance coverage in the following states:
Types Of Health New England Plans
Health New England offers both small and large group plans with HMO and PPO options.
Plan options include:
These plans restrict the physicians a client can visit. HMO levels at Health New England include:
- Core (low monthly premiums, high out-of-pocket costs)
- Essential (intermediate monthly premiums and out-of-pocket costs)
- Premium (high monthly premiums, low out-of-pocket costs)
- Thrive (low monthly premiums, low out-of-pocket expenses, and cost-sharing for non-routine care)
- Wise (low premium, high out-of-pocket cost, requires deductible payment before service coverage)
In a PPO plan, health insurance clients can choose any physician they want, and don’t have to worry about staying within the network.
Verify Your Health New England Insurance Coverage
At Ark Behavioral Health, we’re here to help you through the process of using your insurance to cover treatment facility costs. To verify your insurance coverage at one of our recovery centers, please connect with us today.