Gallagher Student Health Insurance provides coverage for college students attending American universities. This insurance coverage applies to both international students and Americans who study abroad.
Gallagher Student Health Insurance likely includes coverage for addiction treatment, depending on medical needs and the particulars of the plan.
How To Determine Gallagher Student Health Insurance Benefits For Substance Abuse Treatment
There are direct ways to find out what types of alcohol and drug rehab an insurance plan covers, including:
- dialing the number on the back of your insurance card
- contacting your insurance company
- reaching out to a rehab center with your insurance information
Does Gallagher Student Health Insurance Cover Detoxification Programs?
Detox is where many people start their recoveries. This treatment program gives people with addiction the resources and support they need to safely go through withdrawal. It’s common for insurance providers like Gallagher to help with the cost of this treatment plan.
Learn more about Detox Programs
Does Gallagher Student Health Insurance Cover Inpatient Drug Or Alcohol Rehab?
In an inpatient program, people in recovery will have 24-hour access to treatment services and certified professional staff. These programs also provide a recovery-focussed peer group and housing environment. It’s common for health insurance to help with these costs.
Learn more about Inpatient Rehab Programs
Does Gallagher Student Health Insurance Cover Outpatient Drug Or Alcohol Rehab?
General outpatient services have been proven to offer the best support for people who have a good grasp on their recovery. Health insurance is likely to help with this level of care.
Learn more about Outpatient Rehab Programs
Does Gallagher Student Health Insurance Cover Intensive Outpatient Treatment?
This is the middle tier of outpatient services. Intensive outpatient programs (IOPs) can be covered by insurance and blend the approaches of general outpatient care with partial hospitalization programs (PHPs).
Learn more about Intensive Outpatient Programs
Does Gallagher Student Health Insurance Cover Partial Hospitalization Programs?
This is the most intensive level of outpatient services. These programs provide an inpatient level of treatment in an outpatient program. Treatment sessions meet five times each week and offer a high level of support. Insurance programs might be able to cover the cost of a PHP.
Learn more about Partial Hospitalization Programs
Does Gallagher Student Health Insurance Cover Methadone Or Suboxone Treatment?
Opioid addiction treatment programs can be covered by insurance. These addiction treatment plans use medications to help manage cravings, dependence, and withdrawal. Medications do not replace the addictive substance, but rather actually treat the symptoms directly.
Learn more about Opioid Addiction Treatment
Does Gallagher Student Health Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?
Alcohol addiction is often treated with a medical level of care known as medication-assisted treatment (MAT). MAT can be covered by insurance and uses medications to help alleviate the symptoms of alcohol addiction. This addiction treatment option also includes therapy.
Learn more about Alcohol Addiction Treatment
Where Are Gallagher Student Health Insurance Plans Available?
You can find Gallagher Student Health plans in universities across the country. Students are able to enroll in these plans privately and when they are chosen by the university. Many colleges have chosen Gallagher as their insurance provider for students.
Here are a few of the states they operate in:
Types Of Gallagher Student Health Insurance Plans
This company provides a wide-range of insurance products for college students. These are their healthcare-oriented insurance plans.
Student Health Insurance
This is their core type of health insurance coverage. This coverage includes behavioral health treatments and substance use disorder treatment.
SilverCloud Behavioral Health
Their SilverCloud package takes a unique approach to behavioral health. This coverage provides digital behavioral healthcare services like telehealth.
Study Abroad Insurance
This insurance is designed for American students who take their studies overseas for a semester or longer. Students can rely on this coverage to cover portions of their medical expenses while outside of the United States.
International Student and Scholar Insurance
For students attending American colleges from outside of the United States, this type of insurance provides healthcare coverage. Navigating the American healthcare system can be tricky, but this level of insurance can help.
Leisure Travel Insurance
College students who go abroad for vacation can use this insurance to help with medical expenses while traveling.
Verifying Insurance Coverage For Addiction Treatment
Finding out how much a drug rehab program costs involves calculating expenses such as health insurance deductibles and copays. Contacting a rehab facility can be a quick way to figure out the specifics.
Reach out to Ark Behavioral Health today to learn more about how your health insurance can help cover the cost of addiction treatment.