Blue Benefit Administrators is a member of Blue Cross and Blue Shield association of health insurance providers. These healthcare companies come together to form a network of insurance providers that stretch across the United States.
Blue Benefit Administrators can help cover the cost of alcohol and drug rehab programs.
How To Determine Blue Benefit Administrators Health Insurance Benefits For Substance Abuse Treatment
There are a few fast ways to check what your plan’s benefits and eligibility include. Here’s how to find out if your insurance covers addiction treatment and other mental health services:
- contact a representative at your insurance company
- dial the phone number on the back of your insurance member id card
- read any materials that came with your insurance
- contact a rehab center directly
Does Blue Benefit Administrators Health Insurance Cover Detoxification Programs?
Depending on your plan, your location, and the rehab program you are looking into, Blue Benefit Administrators may offer insurance coverage for a detox program.
Detox is a key part of recovery programs and gives people struggling with addiction the support that they need to safely go through withdrawal.
Does Blue Benefit Administrators Health Insurance Cover Inpatient Drug Or Alcohol Rehab?
Inpatient programs allow people who do not have a safe or stable environment to start their recovery in a group of their peers. These treatment centers also provide you with 24-hour access to care. Some insurance plans may cover these programs.
Does Blue Benefit Administrators Health Insurance Cover Outpatient Drug Or Alcohol Rehab?
Outpatient treatment facilities are some of the most common types of substance use treatment. These programs allow you to schedule treatments around work and maintain your social support network while you attend treatments.
Blue Benefit Administrators may cover this type treatment, depending on your health issues and if the program is a preferred provider organization.
Does Blue Benefit Administrators Health Insurance Cover Intensive Outpatient Treatment?
These programs are aimed at people who are confidently moving through their recovery and are ready to start reintegrating everyday life. Your health benefits might be able to help manage the cost of this treatment.
Does Blue Benefit Administrators Health Insurance Cover Partial Hospitalization Programs?
A partial hospitalization program aims to offer all the treatments of an inpatient program but in an outpatient setting. This can include medication-assisted treatments and other therapies. Blue Benefit Administrators might be able to help with the cost of these programs.
Does Blue Benefit Administrators Health Insurance Cover Methadone Or Suboxone Treatment?
There’s a good chance that your Blue Benefit Administrators health insurance plan covers part of the cost of methadone treatment. This treatment uses medications to help people recovering from opioid addiction better manage physical and psychological complications.
Does Blue Benefit Administrators Health Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?
To reduce the harmful complications that can come with withdrawal from alcohol addiction, medication-assisted treatment programs combine medications like disulfiram with other treatment services. Blue Cross Blue Shield plans may cover medication-assisted treatment.
Where Are The Blue Benefits Administrators Health Insurance Plans Available?
Blue Benefit Administrators is part of the Blue Cross Blue Shield federation of insurance providers. When it comes to where Blue Benefit Administrators health insurance plans work, there are a few things you need to keep in mind:
- this insurance plan is based in the state of Massachusetts as Blue Benefit Administrators of Massachusetts
- by being part of the Blue Cross Blue Shield insurance network, Blue Benefit Administrators plan holders have access to treatment options in every state
Types Of Blue Benefit Administrators Health Insurance Plans
Blue Benefit Administrators is a subsidiary of Blue Cross Blue Shield of Massachusetts. There are several plans to choose from, but these are the two basic types all other plans are built on:
HMO plans can generally cover the cost of inpatient and substance abuse treatment in addition to prescription medications. You will need a primary care provider and referrals for this level of coverage.
The PPO offers the same level of coverage as the HMO, but with more freedoms. You no longer need a referral to see a specialist and you are not required to have a primary care provider.
What You Should Know About Insurance & Addiction Treatment
There are more things you should keep in mind when thinking about insurance plans and the cost of addiction treatment. Co-pays, deductibles, and out-of-network providers can all impact how much you need to pay out of pocket.
Reach out to Ark Behavioral Health to verify your health insurance coverage today.