QualChoice Health Insurance is a company that creates plans for both companies and individuals. They have served Arkansas businesses for years. QualChoice has plans that can help with the cost of addiction treatment.
How To Determine QualChoice Benefits For Substance Abuse Treatment
The specifics of any given insurance plan will play a large role in what types of drug rehab will be covered. There are a few quick ways to find out exactly what a plan covers, including:
- calling the phone number on the back of your insurance card
- exploring the details of your policy/plan online
- asking about insurance verification by calling an addiction treatment program
Does QualChoice Health Insurance Cover Detoxification Programs?
Yes. QualChoice has insurance options that cover the cost of drug detox programs. This is a short-term type of addiction treatment that helps people get through withdrawal. A medical detox program is typically a first stop for people in recovery.
QualChoice bases the medical necessity of this treatment on the need for medical detox for withdrawal symptoms and any co-occurring medical conditions as determined by an insurance plan doctor.
Does QualChoice Health Insurance Cover Inpatient Drug Or Alcohol Rehab?
An inpatient treatment program allows people to have a safe environment to focus on their recovery. QualChoice defines residential treatment facilities as programs that provide 24-hour support for addiction and are not hospitals.
These programs need to offer medical treatments in order to be covered by QualChoice insurance. Their insurance covers residential treatment if an individual meets the diagnostic criteria for DSM Axis I or ICD Substance Dependence conditions.
Does QualChoice Health Insurance Cover Outpatient Drug Or Alcohol Rehab?
Yes. QualChoice covers outpatient treatment. These programs allow people struggling with addiction to schedule treatments around work, education, and other responsibilities. QualChoice insurance covers outpatient treatment when medically necessary.
This includes after a detox program or when deemed necessary by other diagnostic criteria or an evaluation. QualChoice covers one evaluation every 12 weeks or as needed when prep-authorized.
Does QualChoice Health Insurance Cover Intensive Outpatient Treatment?
There can be options for an intensive outpatient program (IOP) coverage with QualChoice. This might be included in their coverage for outpatient services.
In an IOP program, treatments will meet around three times per week. These programs help to bridge the gap between general outpatient services and the more intensive partial hospitalization program (PHP).
Does QualChoice Health Insurance Cover Partial Hospitalization Programs?
This type of outpatient treatment is also covered by QualChoice Insurance. In a PHP, individuals who are struggling with substance use disorder will have access to medical and therapeutic supports that can be in a hospital setting.
Does QualChoice Health Insurance Cover Methadone Or Suboxone Treatment?
These programs are often covered as part of a health insurance plan. This treatment uses medicine to treat opioid addiction. These medications do not replace the addictive substance, but rather support the relief of addiction symptoms.
Does QualChoice Health Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?
QualChoice might have plans that cover medication-assisted treatment. Alcohol addiction can have serious symptoms that require medical support. These treatments help to make recovery safer and more effective.
Where Are QualChoice Health Insurance Plans Available?
Their policies might have reach beyond the state, as many insurance plans are often connected into larger networks of providers.
Types Of QualChoice Health Insurance Plans
There are two major types of insurance plans for QualChoice.
Plans For Employers
These types of insurance plans are created for companies who need to provide insurance for their employees. These plans are often different and can be based on the company’s needs.
This insurance plan is designed to only last for a few months. It covers a gap in insurance. These plans are typically used by people who are in between jobs or who missed an ACA enrolment deadline.
Verifying Your Insurance Coverage
Health insurance can help lower the cost of a drug rehab program. Services like support for dual diagnosis, aftercare programs, and family involvement can all be folded into an insurance plan. Factors like copays, deductibles, and preauthorization all determine the out-of-pocket costs.
To get your health insurance verified for addiction treatment, reach out to Ark Behavioral Health today.