Oxford Health Plans is a UnitedHealthcare subsidiary that offers most plans in east coast states like New York and New Jersey. These insurance providers provide varying insurance coverage for different alcohol or drug addiction treatment programs.
How To Determine Oxford Health Plans Benefits For Substance Abuse Treatment
Contact your Oxford Health Plans agent and talk to them about what kind of coverage your policy may cover. You can also:
- Read through your plan policy paperwork
- Talk to the treatment center you want to attend
- ask your primary care physician for a referral
- contact your insurance company by calling the number on the back of your insurance card
Does Oxford Health Insurance Cover Detoxification Programs?
If a detox program is considered a necessary mental health treatment, Oxford Health Plans may offer health benefits to cover this cost. Typically, it must be declared medically essential for your recovery before they offer insurance coverage.
Does Oxford Health Plans Cover Inpatient Drug Or Alcohol Rehab?
Residential treatment programs are an essential mental health treatment option, meaning that Oxford Health Plans and other healthcare providers must provide some coverage options. The full range will vary depending on the insurance plan that you purchase.
Does Oxford Health Plans Cover Outpatient Drug Or Alcohol Rehab?
Most Oxford Health Plans policies cover outpatient care because it provides a less intensive and lower-cost alternative to inpatient rehab. Some individuals may need this type of care if they have to take care of family members or others outside of recovery.
Does Oxford Health Plans Cover Intensive Outpatient Treatment?
Intensive outpatient programs provide more hands-on treatment services, including a handful of medical care methods. As a result, Oxford Health Plans provides some coverage to help pay for this beneficial treatment option.
Does Oxford Health Plans Cover Partial Hospitalization Programs?
Partial hospitalization provides a level of care near that of inpatient treatment but in an outpatient setting. Oxford Health Plans provides some level of coverage for this care.
Does Oxford Health Plans Cover Methadone Or Suboxone Treatment?
Methadone and Suboxone are prescription drugs that decrease withdrawal symptoms and provide a safer replacement for many types of opiates. When used as part of a long-term recovery plan, Oxford Health Plans may pay for this care.
Does Oxford Health Plans Cover Medication-Assisted Treatment For Alcohol Addiction?
If you struggle with alcohol abuse and have a co-occurring mental health disorder, Oxford Health Plans coverage may help you pay for specialized medication-assisted treatment.
Where Are Oxford Health Plans Available?
Oxford Health Plans typically provides coverage options in New York and New Jersey. You can find policies in:
Types Of Oxford Health Insurance Plans
Oxford Health Plans provides a handful of different coverage plans designed to meet the treatment needs of a broad range of individuals, including those who may need rehab for substance use disorder.
An HMO is a healthcare network that typically operates close to you and includes various treatment providers. Many drug addiction rehab centers often fall within this type of coverage zone.
Primary Care Plans
Primary care plans help you pick Primary Care Physicians (PCP) who work with Oxford Health Plans. You can use this type of program to pay for drug rehab as long as the provider is within the network defined by your policy.
PPO plans provide reasonable deductibles and copays that range between 20-30 percent of your rehab care. Working within your in-network providers can cut your costs by as much as five times the price of working outside your network.
Sole Proprietor Plans
This type of healthcare plan is available for businesses with one employee, such as a freelance writer, a full-time daycare provider, or other individuals who work entirely for themselves. It covers rehab therapy and its many needs.
If you have Oxford Health Plans insurance and need alcohol or drug addiction recovery help, please contact us at Ark Behavioral Health to verify your coverage.