Health insurance plans from North American Administrators are part of the Lucent Health group of insurance companies. This company creates healthcare plans for employers and then administers those plans.
Their insurance plans can help cover the cost of some types of addiction treatment. Here’s what you need to know about using your NAA insurance for a drug rehab program.
How To Determine North American Administrators (NAA) Benefits For Substance Abuse Treatment
Insurance is full of technical terms and policies. It can be hard to understand what your insurance can do for you on your own. You can count on a few types of professionals to help you understand your insurance.
Here’s how you can determine insurance coverage:
- dial the number on your insurance card
- read about your insurance plan
- call a rehab facility and ask about insurance validation
- contact your insurance provider
Does North American Administrators (NAA) Insurance Cover Detoxification Programs?
Medical detox programs help people get through the first stages of recovery. These programs are a vital part of substance use disorder recovery. They provide medical and therapeutic support while the body goes through withdrawal.
NAA may or may not cover a detox program, depending on the specifics of your plan and whether it’s medically necessary.
Does North American Administrators (NAA) Insurance Cover Inpatient Drug Or Alcohol Rehab?
Inpatient addiction treatment focuses on long-term care and offers a peer-group environment for recovery. The treatment combines medical and psychological approaches and offers people struggling with addiction 24-hour care.
NAA insurance might be able to help with the cost of this treatment. See your policy details for more information.
Does North American Administrators (NAA) Insurance Cover Outpatient Drug Or Alcohol Rehab?
Outpatient services meet a few days each week and provide treatment options for people who have a good handle on their recovery. These treatments allow you to schedule your care around your needs. Insurance plans like NAA often help cover the cost of this type of drug rehab.
Does North American Administrators (NAA) Insurance Cover Intensive Outpatient Treatment?
This is the next step up in outpatient treatment. These programs meet more frequently than general outpatient rehab. You can check with either a treatment center or your insurance provider to find out if your plan covers this type of care. This program is commonly called IOP.
Does North American Administrators (NAA) Insurance Cover Partial Hospitalization Programs?
These programs are called PHPs. This type of addiction treatment offers you inpatient-style treatments with more flexible scheduling. You can expect sessions to meet five days a week in a PHP. Insurance providers might be able to help with the cost of this program.
Does North American Administrators (NAA) Insurance Cover Methadone Or Suboxone Treatment?
Insurance plans can help cover the cost of this treatment. Your prescription drug coverage can also come into play here. Contrary to a common misconception, these medications don’t replace the addictive substance but treat the symptoms of addiction directly.
Does North American Administrators (NAA) Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?
This level of drug rehab is commonly referred to as MAT. MAT is a common type of treatment for alcohol addiction and is especially helpful in more medically severe cases. Your insurance provider may help you cover the cost of this treatment.
Where Are North American Administrators (NAA) Insurance Plans Available?
Knowing which states your insurance operates in is a part of being able to get your treatment in a rehab facility covered. Even if your addiction treatment center is out of state, it still might be “in-network” for your insurance provider.
NAA insurance is specifically designed for residents of Tennessee, but it is part of Lucent Health which operates in the following states:
Types Of North American Administrators (NAA) Insurance Plans
North American Administrators has been acquired by Lucent Health. This company helps employers create health insurance plans for their employees.
If your employer creates a health insurance plan through NAA, they will be able to help you get information on what kinds of care your plan covers. Because NAA administers plans set up by employers, their plans can vary on a case by case basis.
Using Your Insurance To Cover Addiction Treatment
If you or a loved one struggle with addiction, you can likely use your insurance to help cover the cost of a treatment plan.
Reach out to an intake specialist at Ark Behavioral Health today and ask about insurance validation to learn more.