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  • Meritain Health Insurance provides health coverage options for companies in the education, healthcare, and industrial sectors. They offer a wide range of plans and options that employees across the country rely on. This includes coverage for addiction treatment. 

    How To Determine Meritain Health Insurance Benefits For Substance Abuse Treatment

    There are some quick ways to determine what a Meritain Health Insurance program will cover. Here are the fastest ways to find out what types of drug rehab a plan from Meritain can cover: 

    • find the phone number on your insurance card
    • contact your insurance provider
    • read about behavioral health coverage options 
    • reach out to an addiction treatment center and ask about insurance verification

    Does Meritain Health Insurance Cover Detoxification Programs?

    Many people start their recovery in a drug detox program. Meritain Health Insurance coverage for a medical drug or alcohol detox may be available depending on your situation. These programs use medical and therapeutic treatments to help people make it through withdrawal. 

    Learn more about Drug And Alcohol Detox Programs

    Does Meritain Health Insurance Cover Inpatient Drug Or Alcohol Rehab?

    It’s common for health plans to cover some of the cost of an inpatient treatment program. This level of care provides a safe environment, 24-hour support, and a holistic/wellness approach to patient-centered care. 

    Residential treatment programs lean on a peer-support component and may feature multidisciplinary staff to address co-occurring mental health disorders. 

    Learn more about Inpatient Drug And Alcohol Rehab Programs

    Does Meritain Health Insurance Cover Outpatient Drug Or Alcohol Rehab?

    Outpatient rehab programs have the advantage of helping people recover while still allowing them to retain their work and community involvement. 

    Outpatient programs may be covered by your insurance policy if it’s offered by an in-network provider. As part of an outpatient treatment program, people will be required to travel to the treatment center several times each week. 

    Learn more about Outpatient Drug And Alcohol Rehab Programs

    Does Meritain Health Insurance Cover Intensive Outpatient Treatment?

    Intensive outpatient programs (IOPs) are the middle-level of outpatient treatment. Health benefits from Meritain Health may cover this as part of outpatient services more broadly. 

    These treatment services meet three days each week and offer a higher level of support for people with addiction as well as their loved ones and family members. 

    Learn more about Intensive Outpatient Programs

    Does Meritain Health Insurance Cover Partial Hospitalization Programs?

    These programs are also called PHPs and it’s common for insurance providers like Meritain Health to offer treatment coverage. These programs strive to offer inpatient style treatment with the flexibility of outpatient services. 

    Learn more about Partial Hospitalization Programs

    Does Meritain Health Insurance Cover Methadone Or Suboxone Treatment?

    Opioid addiction is one of the most serious public health problems being faced today. Prescription drugs like methadone are used to help reduce cravings and dependence. 

    Insurance plans can help with the cost of this type of substance use disorder treatment, which also includes behavioral therapy and counseling from the health care provider.

    Learn more about Opioid Addiction Treatment Programs 

    Does Meritain Health Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?

    Each plan from Meritain Health is different, but it may cover medication-assisted treamtent (MAT) for alcohol use disorder. These alcohol treatment programs use a combination of medication and therapy to improve recovery outcomes.

    Learn more about Medication-Assisted Treatment Programs

    Where Are Meritain Health Insurance Plans Available?

    Meritain is a nation-wide health insurance company. They provide health insurance options for people throughout the United States. Meritain has regional offices that oversee huge sections of the country such as the Midwest. 

    Here are just a few of the parts of the country where they operate in:

    • Arizona
    • California
    • Idaho
    • Illinois
    • Missouri 
    • Ohio
    • Rhode Island
    • Wisconsin
    • Virginia 

    Types Of Meritain Health Insurance Plans

    Meritain Health Insurance creates health insurance programs for businesses who need to provide their employees with health insurance options. This means that the program offered by one employer might be completely different from another. 

    The best way to find out the specifics of a given plan is to get in touch with a representative from Meritain Health Insurance. 

    Verifying Your Insurance Coverage

    The cost of getting care for addiction doesn’t have to be mysterious. There are a few things that can directly impact your out-of-pocket expenses. The first is whether or not you have already reached your deductible. 

    There are also copays/coinsurance fees, a possible precertification process, and whether or not the treatment center is in-network with your plan. 

    To have your insurance validated for addiction treatment services, please reach out to us today. 

    Learn more about Insurance Providers That Cover Alcohol And Drug Rehab Programs

    Written by Ark Behavioral Health Editorial Team
    ©2024 Ark National Holdings, LLC. | All Rights Reserved.
    This page does not provide medical advice.
    Sources

    Meritain.com - Meritain Health
    National Institute on Drug Abuse - Treatment Approaches for Drug Addiction

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