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  • The Massachusetts Laborers Health & Welfare Fund provides construction and related laborers in the state of Massachusetts with a variety of healthcare options, benefit funds, and assistance programs. 

    If you or a family member struggle with substance use disorder, this plan may offer some health coverage for your treatment.

    How To Determine Mass Laborers Health & Welfare Fund Insurance Benefits For Substance Abuse Treatment 

    One of the biggest hurdles in getting addiction treatment is determining your eligibility within your health plan. Thankfully, there are some quick and direct steps you can take to find out what type of addiction care your insurance program accepts:

    • contact your insurance representative
    • ask an addiction treatment center to validate your insurance
    • read about your coverage plan description
    • dial the number on the back of your insurance card

    Does Mass Laborers Health & Welfare Fund Insurance Cover Detoxification Programs?

    Withdrawal is the biological process where the body breaks the initial chemical dependence on an addictive substance. A medical detox program can help you through this part of your recovery, which may be covered by your medical plan if it’s deemed medically necessary.

    Does Mass Laborers Health & Welfare Fund Insurance Cover Inpatient Drug Or Alcohol Rehab?

    This insurance provider has plans in place to help cover the cost of inpatient treatment. This type of substance use disorder treatment gives you 24-hour access to health care providers as well as a variety of different treatment programs, including mental health treatment.

    Does Mass Laborers Health & Welfare Fund Insurance Cover Outpatient Drug Or Alcohol Rehab? 

    Massachusetts Laborers Health & Welfare Fund has provisions in place to help cover the cost of outpatient addiction services. This treatment is designed to meet a few days each week and help people who already have a good grasp on their recovery.

    Does Mass Laborers Health & Welfare Fund Insurance Cover Intensive Outpatient Treatment? 

    This is the next step up in terms of outpatient services. This type of care gives you a more in-depth approach to your recovery, but still allows you to maintain work and other responsibilities outside of treatment. This insurance provider can help with these costs.

    Does Mass Laborers Health & Welfare Fund Insurance Cover Partial Hospitalization Programs?

    This type of treatment gives you many of the same therapies as an inpatient program, but in an outpatient facility. This type of care often meets five days each week and gives you a greater level of support. The plan you have may help cover these costs.

    Does Mass Laborers Health & Welfare Fund Insurance Cover Methadone Or Suboxone Treatment?

    If you’re struggling with opioid addiction, there are prescription drugs that can help. These approved medications treat the symptoms of this type of addiction and help to keep your recovery stable. Your insurance plan may help cover these medications.

    Does Mass Laborers Health & Welfare Fund Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?

    If you or a loved one struggles with alcohol addiction, there are medication-assisted treatment programs that can help. These medicines help you go through recovery safely and smoothly. Your insurance may help with the cost of MAT addiction services.

    Where Are Mass Laborers Health & Welfare Fund Insurance Plans Available?

    This type of health insurance only operates in the state of Massachusetts. There are addiction treatment options all over New England that can help you start, or continue, your recovery.

    Types Of Mass Laborers Health & Welfare Fund Insurance Plans 

    There is only one type of plan with health insurance from the Massachusetts Laborers’ Health and Welfare Fund. This single program provides local union members with insurance that covers addiction treatment in addition to other behavioral healthcare needs.

    This program covers inpatient treatment as well as outpatient services.

    How Health Insurance Can Help You Afford Addiction Treatment

    Your Massachusetts Laborers’ Health and Welfare Fund insurance can help you afford the cost of addiction treatment for yourself or a loved one. 

    Make sure to consider other cost-related factors such as your co-pays, deductibles, and whether the treatment center is in-network.

    Reach out to a representative from Ark Behavioral Health today and ask about insurance validation.

    Written by Ark Behavioral Health Editorial Team
    ©2024 Ark National Holdings, LLC. | All Rights Reserved.
    This page does not provide medical advice.
    Sources

    Massachusetts Laborers' Health and Welfare Fund - A Summary of Plan Features (PDF)
    SAMHSA - Behavioral Health Treatment Services Locator

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