HealthPartners Insurance serves customers in the Midwest area of the United States. HealthPartners offers health plans that may cover treatment for substance use disorder as well as treatment of other behavioral health/mental health conditions.
How To Determine HealthPartners Benefits For Substance Abuse Treatment
As you begin the process of learning more about detox, rehab, and other types of addiction treatment programs, it can be hard to know where to begin.
A good starting point is finding out more about your insurance coverage, which likely depends on your individual policy and your state of residence.
To learn more about the health services your policy covers, you can:
- call the number on your insurance card
- contact your insurance company directly to learn more about the details of your plan
- read your plan policy online
- contact a treatment center directly to verify your insurance coverage
Does HealthPartners Cover Detoxification Programs?
While exact coverage will depend on your individual plan, your HealthPartners plan may fully or partially cover inpatient or outpatient medically supervised detox services. You may need prior authorization for detox coverage.
Learn more about Detox Programs
Does HealthPartners Cover Inpatient Drug Or Alcohol Rehab?
Many people who struggle with addiction and co-occurring mental health issues find that inpatient treatment (also known as residential treatment) provides a respite from the pressures of day-to-day life, allowing them to fully focus on getting well.
Your HealthPartners plan may fully or partially cover inpatient treatment.
Does HealthPartners Cover Outpatient Drug Or Alcohol Rehab?
Inpatient treatment isn’t an option for everyone, and luckily, outpatient treatment can also work well. Your HealthPartners insurance plan may fully or partially cover an outpatient program.
Does HealthPartners Cover Intensive Outpatient Treatment?
During intensive outpatient treatment, patients receive treatment services on a more intense basis than standard counseling appointments. Your HealthPartners plan may partially or fully cover intensive outpatient treatment for substance use disorder.
Learn more about Intensive Outpatient Programs
Does HealthPartners Cover Partial Hospitalization Programs?
The most intense form of outpatient treatment, partial hospitalization programs allow patients to receive therapy for much of the day, returning home to sleep at night. HealthPartners may fully or partially cover your partial hospitalization program, depending on your individual plan.
Learn more about Partial Hospitalization Programs
Does HealthPartners Cover Methadone Or Suboxone Treatment?
Your doctor may recommend the use of medications like methadone or Suboxone to help you through recovery from opioid/opiate addiction. Your HealthPartners plan may fully or partially cover these medications and the required accompanying behavioral therapy.
Does HealthPartners Cover Medication-Assisted Treatment For Alcohol Addiction?
Your HealthPartners plan may fully or partially cover medication-assisted treatment for alcohol addiction. Whether or not your insurance covers this treatment option depends on your medical needs and the details of your policy.
Where Are HealthPartners Plans Available?
HealthPartners offers health insurance plans in the following states:
Types of HealthPartners Plans
There are many plans available via HealthPartners insurance. Plans available to you depend on your state of residence.
Plans offered by HealthPartners for people in the Twin Cities metro and St. Cloud areas of Minnesota include:
The peak gold plan has higher monthly premiums with lower out-of-pocket costs and is a good fit for families who visit the doctor more than six times per person, per year.
This plan has slightly lower premiums and slightly higher out-of-pocket costs than the silver plan. This plan is good for families who visit the doctor fewer than six times each year.
With moderate premiums and out-of-pocket costs, this is a good fit for families who want protection against major health issues but don’t expect to go to the doctor very often.
People who are under 30, are very healthy, and have an Affordability or Hardship Exemption may qualify for this plan with low monthly costs and high out-of-pocket costs.
Peak Health Savings Account
Health Savings Account (HSA) plans allow members to put away pre-tax money and usually have lower monthly premiums than other types of plans.
Understanding Out-Of-Pocket Costs
While your insurance may cover some or all of your treatment, you may have some out-of-pocket costs.
Be sure to talk with your insurance representative and your treatment facility about whether you’ll need to factor co-pays, deductibles, or other out-of-pocket costs into your total cost of treatment.
At Ark Behavioral Health, we’d love to help you get started on your healing journey — reach out to us today for verification of your insurance coverage.