HealthLink Insurance provides insurance plans for employers. They have two basic insurance options to choose from that each have their own levels. Right now, HealthLink only operates in the Midwest. Their insurance can cover addiction treatment.
How To Determine HealthLink Insurance Benefits For Substance Abuse Treatment
HealthLink, like many health insurance providers, can cover the cost of therapy services and other programs at a rehab facility. Here’s how to find out:
- find/call the phone number on the back of your insurance card
- contact an addiction treatment center directly
- call the insurance provider
- read any materials that came with your insurance plan
Does HealthLink Insurance Cover Detoxification Programs?
A medical detox program allows you to safely and securely go through withdrawal. Detox programs are often part of other types of treatment. HealthLink insurance can help cover alcohol and drug detox at an approved medical center.
Learn more about Medical Detox Programs
Does HealthLink Insurance Cover Inpatient Drug Or Alcohol Rehab?
Residential treatment centers provide 24-hour support for individuals struggling with addiction. These programs provide psychological, physical, and social support to help people recover from drug abuse and achieve optimal health and wellness.
Your HealthLink health plan may help cover the cost of this kind of treatment.
Learn more about Inpatient Drug And Alcohol Rehab Programs
Does HealthLink Insurance Cover Outpatient Drug Or Alcohol Rehab?
Health insurance is often able to cover this treatment. General outpatient treatment is the most flexible type of alcohol and drug treatment. These programs are ideal for people who are already at a good point in their recovery.
Learn more about Outpatient Drug And Alcohol Rehab Programs
Does HealthLink Insurance Cover Intensive Outpatient Treatment?
In an intensive outpatient treatment program, individuals can expect a higher level of care. IOPs meet three days each week and provide greater support for substance use disorder. Insurance plans can help cover the cost of this treatment.
Learn more about Intensive Outpatient Treatment
Does HealthLink Insurance Cover Partial Hospitalization Programs?
This type of rehab is also called a PHP. These programs offer inpatient treatment services in an outpatient program. They meet five days each week.
These programs can be covered by health insurance if it’s a medical necessity. Many of the treatment options available in these programs mirror those offered in hospital settings.
Learn more about Partial Hospitalization Programs
Does HealthLink Insurance Cover Methadone Or Suboxone Treatment?
Health insurance plans can help with the cost of medication-assisted treatment for opioid addiction. This type of addiction often benefits from being treated with medications, therapy, counseling, and support groups.
Learn more about Opioid Addiction Treatment Programs
Does HealthLink Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?
It’s common for medication-assisted treatment for alcohol addiction to be covered by health insurance plans. This treatment is also called MAT, and it helps people better manage the psychological and physical symptoms of severe alcohol addiction.
Learn more about Alcohol Addiction Treatment Programs
Where Are HealthLink Insurance Plans Available?
HealthLink is a growing insurance provider that is expanding their operation throughout the Midwest.
These are the two states that they focus their services in:
Types Of HealthLink Insurance Plans
HealthLink offers two primary types of coverage. While there are only two different plans offered by HealthLink, they actually create custom plans and coverage options for employers.
This means that HealthLink plans can look very different from state to state and employer to employer.
HealthLink Open Access
This health insurance program attempts to create better access to healthcare providers. This can include addiction treatment, physical therapy, and other services.
These plans exchange a higher out-of-pocket cost for more coverage options and the ability to choose a primary care doctor or hospital. It comes in a few different levels that adjust the amount of options individuals have with the costs they have to pay.
PPO Network Program
HealthLink members with their PPO plan can use any healthcare provider whether they are in-network or out-of-network. This offers the greatest flexibility, but also has some of the highest costs.
Verifying Your Insurance Coverage
There are more addiction treatment options available to you and your loved one than it might at first seem. While it can be daunting to figure out insurance coverage and payment, we make it easy. Reach out to us today to verify your health insurance.
Learn more about Insurance Companies That Cover Alcohol And Drug Rehab