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  • Health Alliance insurance provides coverage options on the ACA marketplace and during special enrollment periods. Their insurance options may cover addiction treatment, but it likely depends on the level of care you need and your specific plan. 

    How To Determine Health Alliance Insurance Benefits For Substance Abuse Treatment

    Insurance plans can be difficult to understand. Despite all of the insurance industry jargon and complicated plans, getting treatment for substance use disorder is still the most important thing. 

    Here’s how to determine the kind of addiction treatment program your healthcare insurance may cover: 

    • call the phone number on the back of your insurance card
    • contact an addiction treatment center with your insurance plan information
    • call the insurance company directly 
    • talk to your primary care physician about in-network referrals  

    Does Health Alliance Insurance Cover Detoxification Programs?

    It’s very common for detox programs to be covered by health insurance. Medical detox supports people who are going through withdrawal. These programs offer medical and psychological support during this critical time in recovery and prepare you for services at a treatment facility. 

    Learn more about Medical Detox Programs

    Does Health Alliance Insurance Cover Inpatient Drug Or Alcohol Rehab?

    Inpatient treatment programs provide evidence-based treatment services and an individualized treatment process in a residential facility. Health insurance can help with the cost of this treatment

    Inpatient care offers 24-hour access to treatment staff as well as social support groups, behavioral therapy, dual diagnosis support for co-occurring mental illness, support for family members, wellness activities, and more. 

    Learn more about Inpatient Drug And Alcohol Rehab Programs

    Does Health Alliance Insurance Cover Outpatient Drug Or Alcohol Rehab?

    A general outpatient program is where many people go for their drug and alcohol treatment. This type of treatment can be covered by health insurance. These programs provide the lightest support and are ideal for people who have already gotten through rehab. 

    Learn more about Outpatient Drug And Alcohol Rehab Programs

    Does Health Alliance Insurance Cover Intensive Outpatient Treatment?

    This is the middle level of outpatient treatment options. Intensive outpatient programs (IOPs) meet three days each week. In this program, people struggling with substance use disorder can balance work, education, and home life with addiction treatment. 

    Learn more about Intensive Outpatient Treatment

    Does Health Alliance Insurance Cover Partial Hospitalization Programs?

    A partial hospitalization program offers some of the most robust treatment options for outpatient service. This program meets 5 days each week and offers similar treatments to a residential facility. Health insurance can provide cost relief for this type of treatment

    Learn more about Partial Hospitalization Programs

    Does Health Alliance Insurance Cover Methadone Or Suboxone Treatment?

    Opioid addiction is a serious condition. Methadone and buprenorphine can treat the psychological and physical symptoms of this condition. Health insurance can offer coverage options for this type of treatment, which also includes therapy and other services. 

    Learn more about Opioid Addiction Treatment Programs 

    Does Health Alliance Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?

    Alcohol addiction can have serious symptoms. These can be treated with medications and therapy in a program known as medication-assisted treatment (MAT). Insurance can help with the cost of this treatment program

    Learn more about Alcohol Addiction Treatment Programs

    Where Are Health Alliance Insurance Plans Available?

    Health Alliance Insurance has focused its services on the Midwest and Washington. This health insurance company changes the specifics of what their plans cover based on the state you live in. 

    Here are the current states that Health Alliance covers: 

    • Illinois
    • Iowa
    • Indiana
    • Ohio 
    • Washington

    Types Of Health Alliance Insurance Plans

    Health Alliance offers two primary types of insurance plans. While these are their two main categories, plans can vary greatly within them. It’s important to go over the specifics of your plan to make sure it has the features you need. 

    ACA Marketplace 

    Health Alliance focuses its efforts on plans for the ACA health insurance marketplaces in the states that it operates in. These plans can cover addiction treatment and are only available during open enrollment or special enrollment periods. 

    Short-Term Health Insurance 

    This is the other major offering. This type of health insurance covers people who are in between insurance coverage. This could be while changing jobs, moving, or during other gaps in coverage. A short-term health insurance plan might be able to cover addiction treatment. 

    Verify Your Insurance Coverage Today

    The out-of-pocket cost of a drug rehab program depends on a few factors such as co-pays, deductibles, and whether or not the rehab facility is in-network. The fastest way to find out is to call a treatment center directly. 

    Reach out to us today to verify your insurance coverage.

    Learn more about Insurance Companies That Cover Alcohol And Drug Rehab

    Written by Ark Behavioral Health Editorial Team
    ©2024 Ark National Holdings, LLC. | All Rights Reserved.
    This page does not provide medical advice.

    National Institute on Drug Abuse - Principles of Effective Treatment
    National Institute on Drug Abuse - Treatment Approaches for Drug Addiction DrugFacts
    Substance Abuse and Mental Health Services Administration - Find Treatment

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