EmblemHealth Insurance is one of the largest nonprofit health insurance companies in the United States.
They offer healthcare insurance options for people in New England and the New York tri-state area. Their insurance options can include addiction treatment programs, depending on the plan and your needs.
How To Determine EmblemHealth Insurance Benefits For Substance Abuse Treatment
Getting alcohol and drug treatment is one of the best decisions a person can make. Here are a few ways to find out what addiction treatment services your EmblemHealth plan covers:
- dial the number on the insurance card
- contact your insurance provider directly
- speak with a rehab center with your insurance information ready
- read about your specific insurance policy
Does EmblemHealth Insurance Cover Detoxification Programs?
A medical detox program is often the first step in addiction treatment. Insurance plans often cover this type of treatment, especially if it’s an in-network provider. These programs help people safely get through withdrawal.
Learn more about Medical Detox Programs
Does EmblemHealth Insurance Cover Inpatient Drug Or Alcohol Rehab?
An inpatient rehab program provides 24-hour support, evidence-based care, wellness programs, and a safe home to start recovery. Inpatient treatment options are usually covered by health insurance if the healthcare provider is in-network with your plan.
Learn more about Inpatient Drug And Alcohol Rehab Programs
Does EmblemHealth Insurance Cover Outpatient Drug Or Alcohol Rehab?
General outpatient programs are typically covered by health insurance plans. This level of drug rehab provides the most flexibility for people with substance use disorder. These programs allow people to take care of family members as usual during treatment.
Learn more about Outpatient Drug And Alcohol Rehab Programs
Does EmblemHealth Insurance Cover Intensive Outpatient Treatment?
Intensive outpatient programs (IOPs) provide a blended level of support for yourself or a loved one. While sessions typically meet three days out of the week, they still offer a deeper level of care than general outpatient. Health insurance often covers this program.
Learn more about Intensive Outpatient Treatment
Does EmblemHealth Insurance Cover Partial Hospitalization Programs?
This is the most intensive level of outpatient care. These programs provide hospital services in an outpatient setting. Health insurance can help with the cost of this program. These treatments meet five days each week and provide the most support out of outpatient services.
Learn more about Partial Hospitalization Programs
Does EmblemHealth Insurance Cover Methadone Or Suboxone Treatment?
Opioid addiction is one of the most serious health conditions facing our communities today. A health insurance plan can help cover the cost of this treatment. Medications are often used to relieve the severe symptoms of opioid addiction.
Learn more about Opioid Addiction Treatment Programs
Does EmblemHealth Insurance Cover Medication-Assisted Treatment For Alcohol Addiction?
Alcohol rehab can include the use of medications to treat the physical and psychological symptoms of addiction. This treatment is commonly called MAT, and combines medication with therapy. Health insurance can help individuals afford this treatment.
Learn more about Alcohol Addiction Treatment Programs
Where Are EmblemHealth Insurance Plans Available?
EmblemHealth offers plans primarily in the New York tri-state area. They also offer health insurance options for some federal employees that extend beyond the boundaries of these three states:
- New York state
- New Jersey
Types Of EmblemHealth Insurance Plans
Emblem is one of the largest nonprofit health insurance providers in the county. They offer a wide-range of insurance options that can help people in different life situations get the coverage they need to better manage addiction treatment.
Individuals & Families
This is the most common level of insurance coverage. EmblemHealth offers this for private individuals, New York government employees, and people in a wide-range of positions in life. This can cover addiction treatment and other behavioral health services.
This plan helps people who are eligible for Medicare get the most out of their health insurance. This program might be able to help with addiction treatment.
EmblemHealth administers a variety of state-funded health insurance options. This includes Medicaid. People who are eligible for this treatment can have their addiction treatment costs reduced.
This insurance option supplements Medicare. This can be useful for people looking for extra help managing the cost of a rehab program.
Verifying Your Insurance Coverage
There are many factors that go into the cost of addiction treatment. This can range from where the treatment facility is located to the specifics of the insurance program.
Insurance program specifics such as co-pays, deductibles, and whether or not the rehab program is in-network can all change the cost. Some rehab centers may also offer payment plans or sliding-scale fees to make services more affordable.
The fastest way to find out what your insurance covers is to reach out to a treatment center. Give us a call today and ask about insurance verification.
Learn more about Insurance Companies That Cover Alcohol And Drug Rehab